Aims & Objectives

The Trust will be aimed at providing funding for tertiary education at all Ghanaian public Universities and Polytechnics for bright and financially needy students. Such funding may be full or partial and apply to both new and continuing students; moreover such funding will be provided on an annual renewable basis subject to both need and results performance. All recipients will undertake to remain in Ghana and contribute to the social and economic development of the country and will be bonded for a period of five years; such period to exclude any subsequent national service. Any recipient wishing to pursue further postgraduate studies outside of Ghana within the bonding period must secure permission from the Trustees (which shall not be unreasonably withheld) before accepting/undertaking any placement. Any un-utilised bonding period remaining will be suspended until completion of such studies, but candidate must agree to return to Ghana to serve out such un-utilised period. In the event of failure to complete the course within the specified period of absence, candidate must commit to immediately return to Ghana.

Recipients will undertake to work during vacation times for their local community and/or fund raising for the Trust.

Selection of recipients will be biased towards women with a 60/40 ratio as its objective, but with a gender neutrality as its minimum standard. Selection will be biased to the north of Ghana with a 60/40 ratio as its objective, and a 60/40 financial award bias towards Universities over Polytechnics. Decisions on these ratios to be left to the discretion of the Trustees. The Trust will also seek to make awards to physically handicapped students.

Link with Linacre College, University of Oxford

TEST for GHANA's origins lie with Linacre College and that relationship is reinforced by virtue of the Trust structure with the majority of the Trustees being alumni. It is the desire of our Trustees to provide opportunities for others to follow in their footsteps and to give back to society. Accordingly, an indirect link has been cemented between TEST for GHANA via TEST for AFRICA and Linacre College, in that the fully funded Norman & Ivy Lloyd Scholarship (co-funded with the generosity of the UK Department for International Development), which many of TEST for GHANA Trustees have benefited from, is now available on a competitive basis to anyone who graduates from the TEST for AFRICA programmes with a First Class Honours degree. Applications are encouraged from such alumni to be made to the University of Oxford for one year's Master's study at Linacre College in a subject of their choice. This Scholarship is now available on a preferential basis to qualified TEST for AFRICA graduates.


Each of TEST for AFRICA's local TEST charities are encouraged to organise for self-sustainability within seven (7) years of its life span. TEST for AFRICA provides advice and expertise in the generation of such plans and the sourcing of finance for such programmes, which inevitably will require a significant capital input. Such plans may include agriculture projects and possible real estate projects which will use the experience of local Trustees and may provide employment opportunities for some of TEST's alumni. TEST for GHANA is currently exploring alternatives for self-sustainability.



TEST for GHANA scholarships are available for studies in all subjects which the local Trustees deem to be appropriate for future national socio-economic development of their country. The only subjects which are specifically excluded from support are Politics and Religion.

Areas of focus for financial support by the Trust include the following academic disciplines:

  • Medicine, Nursing, Optometry, Dentistry and Pharmacy
  • Agricultural Sciences and Engineering
  • Mining and Petroleum Engineering
  • Geological/Earth Sciences
  • Civil, Mechanical, Electronic and Electrical Engineering
  • Computer Science
  • Biological, Biomedical sciences, Chemistry and Physics
  • Natural Resources and Environmental Management
  • Arts and Humanities (specifically Social Science, African Studies and African Crafts)
  • Economics and Business Studies (including Accountancy and Marketing)
  • Hotel Management
  • Construction, Architecture, Surveying and Planning

TEST for GHANA scholarships are available for study at all Ghanaian public Universities and Polytechnics. Private Universities and Polytechnics are specifically excluded.Other Public tertiary institutions such as the nursing and teacher training institutes are not yet covered by TEST for Ghana and will only be covered when they are deemed full tertiary institutions.


TEST for GHANA scholarships are reserved for those persons who are personally committed to their country. TEST for GHANA is not for those persons wishing to emigrate and employ their newly received education elsewhere in the world. They are not loans and do not have to be repaid. Repayment is made in kind, through a personal pledge to remain in their country of origin and to work for the socio-economic benefit of Ghana. Accordingly, each applicant for a scholarship is required with their application, to commit to a five (5) year bond period following completion of their academic studies. The bond specifically states that they will remain in Ghana for at least five (5) years following their graduation and work in any field of their choice and contribute to national development.TEST for Ghana however does not offer employment for its beneficiaries and beneficiaries will need to find their own employment upon graduation.

This Bond does not prevent students from going outside of GHANA for further studies, but does require them to notify TEST for GHANA Trustees in writing and renew their pledge to serve out any outstanding bond period after completion of their overseas studies.

Career Counselling

TEST for GHANA recognises the current challenges facing graduates in finding suitable employment upon graduation. Whilst TEST for GHANA is unable to provide jobs for their beneficiaries, it recognises the need to encourage and assist wherever possible. This is either done through local Advisory Boards, or by local Supporters (generally business people) who offer their services pro-bono in providing guidance and counselling to its prospective alumni to give them a competitive edge in the job market. Such guidance and counselling may take the form of advising forthcoming graduates on how to market themselves, and may take the form of showing how to prepare a good curriculum vitae, teaching interview techniques, entrepreneurship, etc., via regional sessions.

Alumni Association

Efforts are underway to organise an active Alumni Association with the goal of providing a forum for social events, newsletters, fund raising, networking through their education and fellow graduates, supporting new alumni, friendship forming, business relations and connecting with people from similar backgrounds



Fund Raising

TEST Ghana will ensure continuous flow of committed funds to provide ongoing support to scholars. Core funding support will be generated through commitments from the Lloyd family as well as generous donations from supporters. TEST deems continuous donations from supporters, in particular, very critical for maintaining financial resource flow which ultimately strengthens the effective functioning of the programme. As donations increases so also shall the number of students supported each year.

TEST Ghana therefore encourages charitable organisations, businesses and corporates, Ghanaian celebrities including those in sports and media, philanthropists and individuals who share our core values to donate generously towards our cause. Any donations to the Trust will be recognised and the respective donor will be given a naming opportunity linked to directly student(s) being funded by the respective donor.

Every donation received will almost entirely be dispensed towards student's scholarships. The moneys will also be accounted for in a very transparent way. TEST will produce an annual financial report of incomes and detail expenditure for every academic year. This will be published on TEST's website as well as copies distributed to donors, supporters, trustees, students and all our collaborators and interested parties.

Initial core funding support has been guaranteed for an initial period of five years by TEST for AFRICA, a UK registered charity, which has secured pledges from the Lloyd and Travers families, and negotiations are underway with various corporate donors.


TEST for GHANA is required to be totally transparent and to maintain proper accounting records to standards and time frames established by the Trustees of TEST for AFRICA as well as all Ghanaian requirements. We are obliged to publish an Annual Report which is to be openly available on our web-sites. (buttons to transfer to the annual reports)

Applications and Means Testing

All applicants must have a valid offer (admission letter) from their relevant accredited educational institution in one of the accepted disciplines and must file their application for TEST for GHANA scholarship support with their proposed educational institution and not with the Trust itself. The specified time frame for submission must be respected and the application complete. There are no exceptions allowed for late submission or for incomplete applications, as any such application will be automatically disqualified.

Applicants are required to complete a comprehensive application form (button) which provides extensive detail of their background, family and financial standing plus a history of their academic achievements. All claims made in the application must be accompanied by appropriate documentary support as proof of that claim. Applicants who falsify any claim will have their scholarship withdrawn. The application form includes a 500 word essay describing why applicants feel they are eligible and how they intend to use their education to improve the socio-economic prospects of their country.

TEST for GHANA Scholarships are not automatically renewed as students need to have demonstrated considerable academic progress in their academic work as well as have their financial status re-assessed annually.annually. Applicants must also respect their school authorities in that every communication with the Trust has to be made first to their institution which will be communicated to TEST for Ghana. Direct submissions from beneficiaries (both current and potential ) to the trust or individual trustees are not tolerated and will not be heeded. All information concerning awards will also be communicated to award holders through their institutions who are partners of TEST for Ghana.Due to the large number of applications received each yearthe screening process remains rigorous and applicants are advised to follow all instructions carefully as there will be no opportunity to clarify any information during processing.

Gender Bias

With the aim of providing more opportunities to persons who often would not be able to undertake tertiary education due to lack of financial support, our Trustees apply a gender bias to their awards with the aim of granting 60% of scholarships to female applicants.

Poor Bias

Our Trustees apply geographical bias, such that applications from the three Northern Regions receive at least 60% of the total awards made.

Handicapped Students

TEST for GHANA endeavours to support the education of visually and physically handicapped. Where appropriate support facilities are available at educational institutions to accommodate visually and/or physically handicapped students, applications for TEST for GHANA scholarships from such bright but needy students are encouraged.

Download a full copy of the constituion here.



Wisdom Eli Akatu - Chair


Wisdom is an Environmental Consultant with knowledge in environmental management issues relating to the mining, power and water resources sectors. He also has extensive research experience and believes in an ethos of diligence, consistency and confidence.

Wisdom holds a 1st Class honours degree in Agricultural Engineering from the Kwame Nkrumah University of Science and Technology (KNUST), Ghana. After completion, he served as a Teaching and Research Assistant in the same institution. He further pursued his Master of Science degree at the University of Oxford in Water Science, Policy and Management (2009/10), and was affiliated to Linacre College as a Commonwealth/Norman & Ivy Lloyd Scholar.

Wisdom currently works with Knight Pię´Żld, an engineering and environmental consulting firm, as an Environmental Manager and also oversees the firmÓł environmental operations in West Africa. He has worked on various environmental assessment and management projects within the extractive industry, mostly in the mining and power sectors across the West African sub region.

Leander Kandilige - Trustee


Dr. Leander Kandilige is a Lecturer of Migration Studies at the University of Ghana. He is also a Visiting Lecturer, University of Northampton and Research Associate, Refugee Studies Centre (University of Oxford).

He holds a D.Phil. (PhD) in Migration Studies from the School of Geography and the Environment, University of Oxford. His DPhil. thesis is entitled ‘Transnationalism and the Ghanaian diaspora in the UK: regional inequalities and the developmental effects of remittances at the sub-national level’. In addition, he holds an MSt in Forced Migration (University of Oxford); MA in International Affairs (University of Ghana); Postgraduate Certificate in Managing Voluntary Organisations (University of Southampton) and BA (First Class Honours) in Political Science and Philosophy (University of Ghana).

Leander has extensive experience in academia, social housing, works and pensions, and empirical research in the UK over a period of 14 years. In Ghana, Leander previously worked in various positions within the University of Ghana (Teaching Assistant, Research Assistant, Chairman of Alumni Associations, Founder of the Ghana Wildlife Society) and the Parliament of Ghana (Legislative Research Assistant).

Dr. Kandilige was a trustee of the Tertiary Education Scholarship Trust (TEST) for Africa from 2008 to 2013. He became Chairman of TEST for Ghana in May 2014, after returning from the United Kingdom.

Saeed Abdul-Razak - Trustee


Saeed Abdul-Razak has served as a trustee for TEST for Ghana since its inception in 2008. His efforts were instrumental in the smooth administration of applications in T4G’s roll out. Saeed is a former student of the Kwame Nkrumah University of Science and Technology, Ghana where he pursued BSc Land Economy from 2002 to 2006.

After dutifully serving as a Teaching and Research Assistant at the Department of Land Economy, KNUST, for a year, he enrolled at the University of Oxford, UK where he read MSc Environmental Change and Management. Whilst in Oxford, Saeed, who was a Norman and Ivy Lloyd scholar, was a member of Linacre College, one of Oxford’s acclaimed environmentally green colleges.

From 2008 to 2013, Saeed worked as a Climate Change Governance Programme Officer in Civic Response, a local Ghanaian NGO that works in the natural resources sector. His work primarily focused on research, advocacy and lobbying for local community rights in addressing climate change. He has worked extensively on social justice issues both locally and internationally in the push to strengthen community voices and rights in decisions to use forests to mitigate climate change (REDD+).

Currently, Saeed is based at the University of Reading as a doctoral researcher and with supervision from both Reading and Oxford Universities. His research funded by the Commonwealth Scholarship Commission (UK) is a comparative study of REDD+ governance in Ghana and Liberia. He hopes to use findings from his research to feed into on-going UN negotiations on climate change and also influence national policies and strategies in Ghana and Liberia. In September 2013, Saeed started serving as a trustee on Test for Africa, the UK charitable trust that oversees Tertiary Education Scholarship Trusts in Uganda, Malawi and Ghana.

Kokui Adzo Adu - Trustee


Mrs. Kokui Adu is a Data Analyst and Financial Management professional with considerable experience in planning and financial management. She has worked in various roles in tertiary institutions and the financial services industry including positions in senior management at the University of Ghana, a Lecturer in Finance and Investments at GIMPA, the Securities and Exchange Commission, and the Assurance Research Institute of KPMG LLP, Montvale, USA. From 2009 to 2013 she was the Chief Executive Officer of the Students Loan Trust Fund. Kokui, holds an MBA in Corporate Finance and InvestmentS Management from Virginia Polytechnic Institute and State University, USA.

Her success in various roles has been demonstrated through key achievements at the University of Ghana where she established the Students Financial Aid Office the first of its kind in any public tertiary institution in the country. She played a key role in the setting up of the Students Loan Trust Fund, growing the institution to its current status as a reliable partner in addressing cost sharing in tertiary education in Ghana. She serves on the Boards of the Central Securities Depository, Ghana Revenue Authority and until recently on the Board of the Students Loan Trust Fund.

Until recently Mrs Kokui Adu was the Managing Director of Firstbanc Financial Services Limited, an integrated investment banking and financial advisory firm.

Philemon Gyasi Antwi - Trustee


Philemon received his undergraduate degree in Biological Sciences from the Kwame Nkrumah University of Science and Technology (KNUST), Ghana, in 2010. Having completed on top of his graduating class, he was absorbed by the Department of Theoretical and Applied Biology, KNUST, to undertake his one year National Service as a Teaching and Research Assistant. He then proceeded to the University of Oxford (Linacre College) for his Master’s degree in Integrated Immunology on Commonwealth/Norman & Ivy Lloyd Scholarship. Until his return to Ghana in October 2013, Philemon worked with the Asymptomatic Carotid Surgery Trial Unit (John Radcliffe Hospital, Oxford) as a Trial Assistant in a world-wide stroke prevention study.

Philemon is into Biomedical Research and he is at the moment pursuing a Doctoral research in Immunology at the University of Nottingham, UK. This is being sponsored by the Vice Chancellor's scholarship for research, a flagship award of the University of Nottingham for excellent research students. His PhD research focuses on the interaction between Pseudomonas aeruginosa and Candida albicans in co-infection models, particularly within the context of Cystic fibrosis.

Aside academic and research pursuit, Philemon has considerable experience in youth leadership and mentoring. He has served in several leadership positions, most effectively as the General Secretary of Church of Christ, KNUST campus branch from 2009 - 2010. He has once been nominated as an ambassador to the One Young World Youth Summit in Johannesburg, South Africa (October, 2013). As a member of Learning Community Forum, Philemon works with a group of staff and students who meet up once every two months to discuss matters concerning the research student body in the School of Life Sciences at the University of Nottingham, UK.

Dennis Awuah - Trustee


Dennis holds an undergraduate degree in Biological Sciences from KNUST, Ghana and an MSc in Integrated Immunology from the University of Oxford, England. He was a Norman and Ivy Lloyd Scholar at Oxford in 2011 and a member of Linacre College.

After completing his studies, Dennis joined the Immunology Department of the Noguchi Memorial Institute for Medical Research (University of Ghana) as a Senior Research Assistant, where his work focused on understanding the human immune response to malaria infection of adults and children. This was with the aim of identifying suitable targets for further development as vaccine candidates. Following his previous appointment, Dennis served as Principal Research Assistant with the United States Naval Medical Research Unit- 3, Cairo (Ghana Detachment), working in a similar role on Malaria Vaccine Research studies.

Dennis has worked on a number of other malaria research projects funded by The Bill and Melinda Gates Foundation (NMIMR) and the University of London (LSHTM, UK). Dennis has experiences in both teaching and research at KNUST, and is currently pursuing Doctoral studies in Immunology at the University of Nottingham in England.

Adwoa Boatemaa Appiah - Trustee


Adwoa holds a first class honours undergraduate degree from the Kwame Nkrumah University of the Science and Technology and a Master’s degree from the University of Oxford. Adwoa has four years work experience gained with leading financial institutions in Africa namely African Development Bank and currently Ecobank Ghana. She has been involved in several roles relating to environmental and sustainable development, relationship management and financial management. Her current role in Ecobank involves working with a team that manages the International Organizations’ portfolio within Ecobank Ghana which includes INGOs, Embassies and Foundations.

Sponsors and Supporters

Keith & Marjorie Lloyd


Keith & Marjorie Lloyd are co-founders of TEST for AFRICA, and have for some 20 years provided matching funding with the Department for International Development Scholarship for the Norman & Ivy Lloyd Scholarship and Lloyd African Scholarships at Linacre College, Oxford University. The majority of the Trustees within the TEST family are former Norman & Ivy Lloyd and Lloyd African Scholars. Keith is a Trustee of TEST for AFRICA and an Honorary Fellow of Linacre College.

BNA Chartered Accountants


BNA Chartered Accountants is a leading independent firm of Chartered Accountants and a member of INPACT International Limited, UK.

We provide cutting edge Audit, Accounting and Business Advisory services.

BNA Chartered Accountants was established and registered under the laws of the Republic of Ghana in 1995 and recognized by the Institute of Chartered Accountants (Ghana) as one of the best practice indigenous accounting firms in Ghana. Our firm has four (4) partners who have wide knowledge in various aspects of business.

Our core values identify us as unique professionals who possess the relevant expertise to meet our clients’ challenges. These values of Trust in God, Commitment, Integrity, Fidelity and Timeliness are the principles that drive our decisions and actions.

Our vision is to be one of the best Chartered Accountancy Firms, relying on a well-motivated workforce using appropriate technology with the view to providing the maximum satisfaction to the Client.

Our Mission is to provide prompt, efficient and reliable Accounting, Auditing, Taxation and other business advisory services.

We joined INPACT International Limited, an Alliance of Independent Professional Accounting firms across the globe as part of our efforts to position our firm and to provide integrated international service for our clients abroad. The firm selected this form of international affiliation to enable it maintain its Ghanaian identity but at the same time benefit from the resources available from over one hundred and fifty (150) firms in over sixty (60) countries all over the world. The new phase of BNA Chartered Accountants and has embraced the global concept of international presence but with local expertise in line with INPACT International’s value of providing high quality service, prompt and innovative solutions to challenges at both home and abroad.

We constitute a team of professionals who are abreast with current trends of emerging issues. We can also boast of our in-depth knowledge in information technology. This puts us on top of every situation and enables us to solve clients’ peculiar challenges.

Our clients cut across various sectors of the economy and are of varied sizes. Notwithstanding the size of our firm in the industry, we have demonstrated professional competency in delivering quality service for our teeming clients.

We act with swift response and accuracy and go the extra mile to provide tailored solutions to the unique needs of our clients.

Time is of the essence in business and that services are rendered within the stipulated period; our prompt delivery of services inures to our clients predictability and comfort because they are able to beat deadlines without any stress.

Our principles are centred on building a team that is multi-disciplinary and we use our experience to independently review the operations of our client’s business.

All these put us ahead and poised to lead in the business environment we find ourselves.

Ishmael Jesse-Dodoo


Ish is Ghanaian and has a BSc in Natural Resources Management from Kwame Nkrumah University of Science and Technology (KNUST) and a Master's in Environmental Control Management from Linacre College, University of Oxford. His career has taken him to many countries in Africa and elsewhere. He is presently a Member of the United Nations Development Programme. Following an assignment in Liberia, he is currently their Head of Management Support in Tanzania. Ish was one of the original founders of TEST for AFRICA.

Seth Agyapong-Mensah - legal representative

Seth Agyapong-Mensah

TEST for GHANA is honoured to count Seth as its legal representative as well as a key Contributor and Supporter. Seth is a practising Barrister and Solicitor associated with Fugar & Company in Accra, and a Lecturer in Commercial Law at Accra Polytechnic, School of Management and Business Studies.

Karl Lloyd - Webmaster


Karl has an undergraduate degree in Mathematics and a masters in Computing from Imperial College London as well as a Masters in Business and Administration from Exeter University. Karl is a former bond trader and private client discretionary portfolio manager, and he currently works in IT.